The Dow may have given investors whiplash in the last 24 hours, but financial planners say it’s not the time to panic or make any rash decisions.

The Dow ended Thursday up just over 99 points. It comes after Wednesday’s 800-point loss amid growing recession fears.

Financial planners say even though the market took a hit, now is not the time to make rash decisions.

“You should never be panicking because panicking is always an emotional response, and when you have an emotional response in a rational world of investing, you almost always shoot yourself in your foot,” says financial planner Michael Kresh.

Kresh says the looming trade crisis with China, low interest rates and a world economy seeing trouble has contributed to volatility in the market.

There’s also the inverted yield curve, an economic indicator of a looming recession.

“Yes, it’s inverted, and in the past it’s been a signal for recession, but it’s only one piece of information,” says Kresh.

Kresh says unemployment and inflation are low and that's hedging against the inverted federal bond yield numbers. So for the moment he says, investors should wait things out.

Financial planners say there are adjustments one might be able to make in their portfolio to weather recent volatility in the market, but they add its best to speak to a professional for the best advice.