As wildfires destroy homes throughout southern California, some Long Islanders are worried it will affect their insurance policies.

Eastport resident Andrea Spilka's townhouse stands right near the Pine Barrens, which experienced its own devastating wildfire in 1995. Spilka said the precedent for raising rates and canceling policies was set by flood insurance activity after Hurricane Katrina.

"The last thing I'd want the insurance companies to do would be to penalize an area that is trying to preserve its land," Spilka said.

The Insurance Information Institute's Michael Barry said Long Islanders' fears are unwarranted.

"New Yorkers are not going to see an increase in property insurance rates because of what happened in southern California," he said.

Furthermore, Barry said, several Long Islanders' insurance policies were canceled because the Island hasn't had a hurricane in so many years, not as a direct result of Hurricane Katrina.