The former chief financial officer for BernardMadoff has pleaded guilty in a cooperation deal to 10 charges,including conspiracy. Frank DiPascali entered the pleas Tuesday in federal court inManhattan. The charges carry a potential penalty of up to 125 yearsin prison, but the cooperation will probably bring leniency. DiPascali apologized for his actions and says he followed Madofftoo loyally since 1975. He says the transactions were "all fake. It was all fictitious.It was wrong, and I knew it was wrong at the time." Madoff is serving 150 years in prison for a Ponzi, or pyramid,scheme that demolished thousands of people's life savings, wreckedcharities and shook confidence in the financial system.