KINGS PARK - Smithtown's highway supervisor says the town's roads need substantial work.

Highway Superintendent Glenn Jorgensen says 75 percent of the town's roads and sidewalks need work due to potholes and other forms of erosion. The department estimates repairs will require a $5 million loan that may cost each taxpayer about $12 a year for the next few years.

Some residents say they can deal with the poor asphalt, adding that most of the streets are fine. 

Meanwhile, town council members say they are examining whether the loan is feasible. A final decision is not expected for at least a couple of months.